Just Between Us, a Christian women's magazine for pastors' wives and women in ministry, edited by Jill Briscoe

Just Between Us - The Magazine of Encouragement for Women

Money Motivation Quiz

Directions: For each of the fourteen questions below, CLICK the circle next to the LETTER that BEST describes your response. Then click the button that says, "Click to tally your answers".

1. Money is important because it allows me to…

a. Do what I want to do.
b. Feel secure.
c. Get ahead in life.
d. Buy things for others.

2. I feel that money…

a. Frees up my time.
b. Can solve my problems.
c. Is a means to an end.
d. Helps make relationships smoother.

3. When it comes to saving money, I…

a. Don’t have a plan and rarely save.
b. Have a plan and stick to it.
c. Don’t have a plan, but manage to save anyway.
d. Don’t make enough money to save.

4. If someone asks about my personal finances, I…

a. Feel defensive.
b. Realize I need more education and information.
c. Feel comfortable and competent.
d. Would rather talk about something else.

5. When I make a major purchase, I…

a. Go with what my intuition tells me.
b. Research a great deal before buying.
c. Feel I’m in charge – it’s my/our money.
d. Ask friends/family first.

6. If I have money left over at the end of the month, I…

a. Go out and have a good time.
b. Put the money into savings.
c. Look for a good investment.
d. Buy a gift for someone.

7. If I discover I paid more for something than a friend did I…

a. Couldn’t care less.
b. Feel it’s okay because I also find bargains at times.
c. Assume they spent more time shopping, and time is money.
d. Feel upset and angry at myself.

8.When paying bills, I…

a. Put it off and sometimes forget.
b. Pay them when due, but no sooner.
c. Pay when I get to it, but don’t want to be hassled.
d. Worry that my credit will suffer if I miss a payment.

9. When it comes to borrowing money I…

a. Simply won’t/don’t like to feel indebted.
b. Only borrow as a last resort.
c. Tend to borrow from banks or other business sources.
d. Ask friends and family because they know I’ll pay.

10. When eating out with friends I prefer to…

a. Divide the bill proportionately.
b. Ask for separate checks.
c. Charge the bill to my bankcard and have others pay me.
d. Pay the entire bill because I like to treat my friends.

11. When it comes to tipping, I…

a. Sometimes do and sometimes don’t.
b. Just call me Scrooge.
c. Resent it, but always tip the right amount.
d. Tip generously because I like to be well thought of.

12. If I suddenly came into a lot of money, I…

a. Wouldn’t have to work.
b. Wouldn’t have to worry about the future.
c. Could really build up my business.
d. Would spend a lot on family and friends and enjoy time

with them more.

13. When indecisive about a purchase I often tell myself…

a. It’s only money.
b. It’s a bargain.
c. It’s a good investment.
d. He/she will love it.

14. In our family…

a. I do/will handle all the money and pay all the bills.
b. My partner does/will take care of the finances.
c. I do/will pay my bills and my partner will do the same.
d. We do/will sit down together to pay bills.

15. Bonus question: Describe how money was handled in your family of origin. Who managed the family budget? Was that person a spender or saver? Which are you?

Money Quiz by Dick Towner of Willow Creek Association. Used with permission.